Getting A Small Business Loan
Give your business the best shot at approval with this guide
SEE THE 7 STEPS BELOW
The Ultimate Guide To Getting A Small Business Loan
As you can see there’s a picture of Kevin Harrington and I at the top of this letter head. Why have I done this?
Actually there are two reasons we did this.
1. This letter is very important and we wanted to put a recognizable face to this message and grab your attention with our partner, Kevin.
2. And secondly, if you need to access capital or your clients are always looking for a way
to finance your services…
This Is Going To Be The Most
Important Message You Will Ever Read
Here’s why: As you know, accessing capital can be one of the most painful experiences you will go through as a business person. Whether you need money, or your clients need money, having the ability to access capital is the lifeblood of all businesses.
Why? Because a growing company without money to sustain growth equals DEATH. In 2014
87% of business people failed at accessing capital and 80% of startup companies DIED.
Here, it’s different.
Our vision is to help 100,000 business owners double in the next five years. We will need financing for that growth.
The truth is, there are really two ways to go about accessing capital. There’s a fast way, and a slow….mundane….boring….not-so-likely to get approved way.
We like the fast way.
Access To Capital Like You’ve Never Seen Before
Ventury Capital is in the business of helping companies grow.
Our approval rate is north of 90% and we fund up to $400,000 the same day….with no personal credit requirements.
We’re looking for business owners AND business partners alike who would like to add a little cushion to the bottom line.
This is not for everyone.
Here’s who I CAN Help:
Here it is:
1. You have to have a solid business already. Startup financing is non-existent unless you have unscathed credit. You’re business needs to be open, operating under an EIN for a minimum of 6 months.
(If You Have Good Credit There Is 0% Interest For 12 Months. Continue Reading…)
2. You must have consistent cash flow of a minimum of $10,000 in deposits each month. The fact is, if you’re not generating more than $10,000 in revenue you’re not in business… you have a hobby.
3. You cannot be in the “get rich quick” or porn industry
Those industries are a disaster waiting to happen and we’re not going anywhere near them.
I don’t care how lucrative it may be
So if you’re not compliant with FTC guidelines and regulations or your selling porn or something like that, we can’t help you.
But, if you’re providing your marketplace with a good product or service.. at a good value, we can help you OR YOUR CLIENT’S take your business to the next level
Here’s What I Want You To Do Next
If you meet the criteria above and would like to talk to one of my funding managers personally about accessing capital for you or your clients…
Here’s how the process works
First, you’ll need to fill in an application. Don’t worry, it’s simple and unobtrusive.
We just need to know a little bit of information about your business to get an idea of what financial vehicle works best for you or your clients based on a few small items.
We’re also going to ask you to have the last 4 months of bank statements and/or processing statements ready to submit.
Here’s What Will Happen After That
Once we receive your documents, one of our funding managers will contact you and discuss the details.
Within a few hours you’ll have options for yourself, or your clients.
You literally can’t lose.
You’ll have options in front of you in no time and you can make a business decision.
Call us at 844 836 8879.
Thank you for taking the time to educate yourself about this amazing and wonderful opportunity for business owners.
Here’s The 7 Steps To
Getting A Small Business Loan
Once you speak with a funding officer we will determine which type of loan program best fits the needs of you and your business.
Ventury Capital has many ways to get a business loan for business owners.
Revenue Based Loans
Account Receivable Financing
Unsecured Business Loans
Asset Based Loans
Real Estate Loans
We also fund out-side-of-the-box programs like luxury assets and gems.
Depending on your business, credit, desire for term and rate we discuss these options.
Each one of those products require different type of documentation.
Some are just an application and bank statements.
Others include tax returns, balance sheets, and profit and loss statements.
Your funding manager will discuss each and everything we need to move forward depending on the product you qualify for and want to move forward with.
Once we receive everything we need to get into our underwriters, our underwriter will examine all the documentation giving.
We are experts at having our underwriters never ask questions.
(Anyone who’s ever been in the mortgage industry understands how important this is)
Due to the volume of loans we do on a monthly and yearly basis, we guarantee you will get the best pricing in the market.
That’s our job
Typically we get an approval within an hour. (This varies depending on the loan product)
Obviously a hedge fund won’t get back without doing due diligence better any letter of intent is issued.
We’re talking easy quick business loans here.
Once we have an approval we let you know what the rates, terms, payback, and loan amount are.
We make sure you’re OK with that.
If you are, we request contracts.
If not, we do the best we can to go back and change the terms and rate to fit your needs.
Our contracts are usually around 10 pages.
Each page needs to be read thoroughly so you understand the terms and conditions.
In addition, each page needs to be initialed as the seller AND the guarantor.
If you have any questions, please ask your funding manager.
6. Any additional funding stipulations
This comes up on almost every loan.
Underwriters typically complete a landlord verification to ensure you’re up to date with rent.
In addition, there’s typically bank verification (to prevent fraud) and a merchant interview.
On the merchant interview this is to protect you, the business owner from someone taking out a loan in your name.
They basically want to make sure you’re who the loan application says you are and you are the owner of the business and understand the terms and conditions of the loan.
The merchant interview is typically the last step in the funding process.
Once that occurs, if it occurs before 3PM we usually fund the business by wire the same day.
We ensure the proper funds hit the business bank account and you can now use those funds to grow your business.
Looking for more tips on how to get a small business loan?
Click here to see the 25 Tips To Getting A Small Business Loan